/* ==========================================================================
   Shamar Seguros — Design System (v2, moderno)
   Paleta refinada + gradientes, cards em vidro, sombras com profundidade
   ========================================================================== */

:root {
  --color-primary: #0B6FD1;       /* Azul institucional (refinado) */
  --color-primary-dark: #073B66;  /* Azul profundo (gradientes, footer) */
  --color-primary-light: #4FA3F7; /* Azul claro (destaques, glow) */
  --color-accent: #FF6B35;        /* Laranja institucional (conversão) */
  --color-accent-dark: #E5551F;
  --color-accent-light: #FF9A66;
  --color-accent-text: #C2440F;   /* Laranja escurecido — usar em texto sobre fundo claro (contraste AA) */
  --color-text: #1B2333;          /* Grafite azulado */
  --color-text-soft: #55606E;
  --color-bg-light: #F4F7FC;      /* Cinza azulado claro */
  --color-border: #E6ECF4;
  --color-white: #FFFFFF;
  --color-whatsapp: #25D366;

  --font-heading: 'Plus Jakarta Sans', 'Poppins', sans-serif;
  --font-body: 'Plus Jakarta Sans', 'Inter', sans-serif;

  --container-width: 1200px;
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 26px;
  --radius-xl: 32px;
  --shadow-soft: 0 24px 60px -16px rgba(7, 59, 102, 0.28);
  --shadow-card: 0 10px 30px -10px rgba(27, 35, 51, 0.14);
  --shadow-card-hover: 0 22px 46px -12px rgba(11, 111, 209, 0.26);
  --transition: 0.28s cubic-bezier(0.4, 0, 0.2, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--color-text);
  line-height: 1.6;
  background: var(--color-white);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.22;
  letter-spacing: -0.02em;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; }

/* ---------- Foco visível (navegação por teclado) ---------- */
a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
[tabindex]:focus-visible {
  outline: 3px solid var(--color-primary-light);
  outline-offset: 2px;
  border-radius: 4px;
}

.container {
  width: 100%;
  max-width: var(--container-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: 96px 0;
}

.section--light {
  background: var(--color-bg-light);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 48px;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--color-accent-text);
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-size: 0.8rem;
  margin-bottom: 14px;
}
.section-tag::before {
  content: "";
  width: 22px;
  height: 2px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--color-accent), var(--color-accent-light));
}

.section-header h2 {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  color: var(--color-primary-dark);
  margin-bottom: 16px;
  text-wrap: balance;
}

.section-header p {
  color: var(--color-text-soft);
  font-size: 1.05rem;
}

/* ---------- Botões ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 32px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
  white-space: nowrap;
}

.btn:hover { transform: translateY(-3px); }
.btn:active { transform: translateY(-1px); }

.btn--accent {
  background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-accent-light) 100%);
  color: var(--color-white);
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
  box-shadow: 0 12px 28px -6px rgba(255, 107, 53, 0.45);
}
.btn--accent:hover {
  background: linear-gradient(135deg, var(--color-accent-dark) 0%, var(--color-accent) 100%);
  box-shadow: 0 16px 34px -6px rgba(255, 107, 53, 0.55);
}

.btn--outline {
  background: rgba(255,255,255,0.06);
  border: 1.5px solid rgba(255,255,255,0.6);
  color: var(--color-white);
  backdrop-filter: blur(6px);
}
.btn--outline:hover { background: rgba(255,255,255,0.16); border-color: #fff; }

.btn--primary-outline {
  background: transparent;
  border: 1.5px solid var(--color-primary);
  color: var(--color-primary);
}
.btn--primary-outline:hover { background: var(--color-primary); color: var(--color-white); box-shadow: 0 10px 24px -8px rgba(11, 111, 209, 0.45); }

.btn--block { width: 100%; }
.btn--sm { padding: 11px 22px; font-size: 0.9rem; }

/* ---------- Header ---------- */
.header {
  position: sticky;
  top: 0;
  z-index: 200;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(14px) saturate(160%);
  box-shadow: 0 1px 0 rgba(27, 35, 51, 0.06), 0 12px 30px -18px rgba(7, 59, 102, 0.25);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  max-width: var(--container-width);
  margin: 0 auto;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.35rem;
  color: var(--color-primary-dark);
}

.logo__img {
  height: 40px;
  width: auto;
  display: block;
}

.logo__mark {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  flex-shrink: 0;
}

.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav a {
  padding: 10px 16px;
  font-weight: 500;
  font-size: 0.95rem;
  color: var(--color-text);
  border-radius: 999px;
  transition: color var(--transition), background var(--transition);
  position: relative;
}

.nav a:hover, .nav a.is-active { color: var(--color-primary); background: rgba(11, 111, 209, 0.08); }

.nav-cta {
  margin-left: 12px;
}

.header__actions {
  display: flex;
  align-items: center;
  gap: 10px;
}
.header__actions .nav-cta { margin-left: 0; }

.nav-dropdown { position: relative; }
.nav-dropdown__menu {
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-soft);
  min-width: 224px;
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all var(--transition);
}
.nav-dropdown:hover .nav-dropdown__menu,
.nav-dropdown:focus-within .nav-dropdown__menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav-dropdown__menu a {
  display: block;
  border-radius: 10px;
}

.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  padding: 8px;
}
.menu-toggle span {
  width: 26px;
  height: 3px;
  background: var(--color-primary-dark);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---------- Hero / Banner ---------- */
.hero {
  background: linear-gradient(150deg, var(--color-primary-dark) 0%, var(--color-primary) 62%, #1489E0 100%);
  color: var(--color-white);
  padding: 108px 0 118px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  width: 480px;
  height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,154,102,0.35), transparent 70%);
  top: -180px;
  right: -120px;
  filter: blur(10px);
  pointer-events: none;
}

.hero::after {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(79,163,247,0.4), transparent 70%);
  bottom: -220px;
  left: -100px;
  pointer-events: none;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
  position: relative;
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.14);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 8px 16px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 20px;
  backdrop-filter: blur(6px);
}

.hero h1 {
  font-size: clamp(2.1rem, 4.2vw, 3.3rem);
  font-weight: 800;
  margin-bottom: 20px;
  text-wrap: balance;
}

.hero p {
  font-size: 1.15rem;
  opacity: 0.92;
  margin-bottom: 32px;
  max-width: 520px;
}

.hero__actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero__art {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero__art-shape {
  width: 100%;
  max-width: 420px;
  aspect-ratio: 1 / 1;
  border-radius: var(--radius-xl);
  background: linear-gradient(160deg, rgba(255,255,255,0.16), rgba(255,255,255,0.04));
  border: 1px solid rgba(255,255,255,0.28);
  display: flex;
  align-items: center;
  justify-content: center;
  backdrop-filter: blur(10px);
  box-shadow: 0 30px 60px -20px rgba(0,0,0,0.35), inset 0 1px 0 rgba(255,255,255,0.3);
}

.page-hero {
  background: linear-gradient(150deg, var(--color-primary-dark) 0%, var(--color-primary) 62%, #1489E0 100%);
  color: var(--color-white);
  padding: 76px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255,154,102,0.28), transparent 70%);
  top: -200px;
  right: -80px;
  pointer-events: none;
}
.page-hero h1 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); margin-bottom: 14px; position: relative; }
.page-hero p { opacity: 0.92; max-width: 620px; margin: 0 auto; font-size: 1.05rem; position: relative; }

/* ---------- Cards genéricos ---------- */
.card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  box-shadow: var(--shadow-card);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  height: 100%;
}
.card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(11, 111, 209, 0.18);
}

.card__icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(11,111,209,0.14), rgba(79,163,247,0.14));
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.card h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
  color: var(--color-primary-dark);
}

.card p { color: var(--color-text-soft); font-size: 0.95rem; margin-bottom: 18px; }

.grid {
  display: grid;
  gap: 28px;
}
.grid--4 { grid-template-columns: repeat(4, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--2 { grid-template-columns: repeat(2, 1fr); }

/* ---------- Serviços (cards com destaque) ---------- */
.service-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 38px 28px 32px;
  box-shadow: var(--shadow-card);
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  display: flex;
  flex-direction: column;
  height: 100%;
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-primary-light));
  opacity: 0;
  transition: opacity var(--transition);
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-card-hover);
  border-color: rgba(11, 111, 209, 0.18);
}
.service-card:hover::before { opacity: 1; }
.service-card__icon {
  width: 60px; height: 60px;
  border-radius: 18px;
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  box-shadow: 0 12px 24px -8px rgba(11, 111, 209, 0.5);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 22px;
}
.service-card h3 { color: var(--color-primary-dark); margin-bottom: 10px; font-size: 1.2rem; }
.service-card p { color: var(--color-text-soft); margin-bottom: 24px; flex-grow: 1; }

/* ---------- Parceiros / logos ---------- */
.logo-marquee {
  overflow: hidden;
  position: relative;
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.logo-track {
  display: flex;
  gap: 20px;
  width: max-content;
  animation: scroll-logos 32s linear infinite;
}
@keyframes scroll-logos {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
.logo-badge {
  flex-shrink: 0;
  min-width: 220px;
  height: 130px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 600;
  color: var(--color-primary-dark);
  padding: 0 24px;
  text-align: center;
  font-size: 0.95rem;
  transition: box-shadow var(--transition), transform var(--transition);
}
.logo-badge:hover { box-shadow: var(--shadow-card); transform: translateY(-3px); }

.logo-badge img {
  max-width: 100%;
  max-height: 118px;
  object-fit: contain;
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

/* ---------- Números / estatísticas ---------- */
.stats {
  background: linear-gradient(150deg, var(--color-primary-dark), var(--color-primary) 70%, #1489E0 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 20px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.stats > div {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius-md);
  padding: 30px 16px;
  backdrop-filter: blur(6px);
  transition: transform var(--transition), background var(--transition);
}
.stats > div:hover { transform: translateY(-4px); background: rgba(255,255,255,0.13); }
.stat__number {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 700;
  background: linear-gradient(135deg, #fff, var(--color-accent-light));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.stat__label { opacity: 0.9; font-size: 0.95rem; margin-top: 6px; }

/* ---------- Depoimentos ---------- */
.testimonial-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 30px 26px;
  box-shadow: var(--shadow-card);
  height: 100%;
  transition: transform var(--transition), box-shadow var(--transition);
}
.testimonial-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-card-hover); }
.testimonial-card__stars { color: var(--color-accent); margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-card p { color: #3f4a5a; font-style: italic; margin-bottom: 20px; }
.testimonial-card__author { display: flex; align-items: center; gap: 12px; }
.testimonial-card__avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg, rgba(11,111,209,0.14), rgba(79,163,247,0.14));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: var(--color-primary);
}
.testimonial-card__author strong { display: block; font-size: 0.95rem; }
.testimonial-card__author span { font-size: 0.82rem; color: #7a8494; }

/* ---------- CTA final ---------- */
.cta-final {
  background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-accent-light) 60%, #FFB38A 100%);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 56px 40px;
  text-align: center;
  box-shadow: 0 26px 55px -18px rgba(255, 107, 53, 0.45);
}
.cta-final h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: 12px; text-wrap: balance; }
.cta-final p { margin-bottom: 26px; opacity: 0.95; }

/* ---------- Passos "Como funciona" ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step;
}
.step {
  position: relative;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 34px 24px 24px;
  box-shadow: var(--shadow-card);
  text-align: center;
  transition: transform var(--transition), box-shadow var(--transition);
}
.step:hover { transform: translateY(-6px); box-shadow: var(--shadow-card-hover); }
.step__number {
  width: 44px; height: 44px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--color-accent), var(--color-accent-light));
  box-shadow: 0 10px 22px -6px rgba(255, 107, 53, 0.5);
  color: #fff;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
  font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px;
  font-family: var(--font-heading);
}
.step h4 { color: var(--color-primary-dark); margin-bottom: 8px; font-size: 1.05rem; }
.step p { color: var(--color-text-soft); font-size: 0.92rem; }

/* ---------- Listas de checagem (coberturas/vantagens) ---------- */
.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 12px 4px;
  border-bottom: 1px solid var(--color-border);
  color: #3f4a5a;
}
.check-list li:last-child { border-bottom: none; }
.check-list li svg {
  flex-shrink: 0;
  color: var(--color-accent);
  margin-top: 1px;
  background: rgba(255, 107, 53, 0.12);
  border-radius: 7px;
  padding: 3px;
  box-sizing: content-box;
}

/* ---------- Footer ---------- */
.footer {
  background: #0C2038;
  color: #b9c3d4;
  padding: 64px 0 24px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer h4 { color: #fff; font-size: 1rem; margin-bottom: 18px; }
.footer p, .footer li { font-size: 0.9rem; margin-bottom: 10px; color: #9AA7BC; }
.footer a:hover { color: var(--color-accent-light); }
.footer .logo { color: #fff; margin-bottom: 14px; }
.footer__social {
  display: flex;
  gap: 10px;
  margin-top: 16px;
}
.footer__social a {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex; align-items: center; justify-content: center;
  transition: background var(--transition), transform var(--transition);
}
.footer__social a:hover { background: var(--color-accent); transform: translateY(-3px); }
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 22px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.82rem;
  color: #7C8AA0;
}
.footer__bottom a { color: #7C8AA0; }
.footer__bottom a:hover { color: var(--color-accent-light); }

/* ---------- WhatsApp flutuante ---------- */
.whatsapp-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 500;
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: var(--color-whatsapp);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 10px 28px rgba(37, 211, 102, 0.45);
  animation: pulse-wa 2.6s infinite;
  transition: transform var(--transition);
}
.whatsapp-float:hover { transform: scale(1.08); }
@keyframes pulse-wa {
  0%   { box-shadow: 0 10px 28px rgba(37, 211, 102, 0.45), 0 0 0 0 rgba(37, 211, 102, 0.55); }
  70%  { box-shadow: 0 10px 28px rgba(37, 211, 102, 0.45), 0 0 0 14px rgba(37, 211, 102, 0); }
  100% { box-shadow: 0 10px 28px rgba(37, 211, 102, 0.45), 0 0 0 0 rgba(37, 211, 102, 0); }
}

/* ---------- Banner de cookies (LGPD) ---------- */
.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  max-width: 640px;
  margin: 0 auto;
  background: #fff;
  color: var(--color-text);
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 50px rgba(7, 59, 102, 0.25);
  padding: 22px 26px;
  z-index: 600;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  transform: translateY(140%);
  transition: transform 0.4s ease;
}
.cookie-banner.is-visible { transform: translateY(0); }
.cookie-banner p { font-size: 0.88rem; flex: 1; min-width: 220px; color: var(--color-text-soft); }
.cookie-banner p a { color: var(--color-primary); text-decoration: underline; }
.cookie-banner__actions { display: flex; gap: 10px; }

/* ---------- Formulários ---------- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-field.full { grid-column: 1 / -1; }
.form-field label { font-size: 0.88rem; font-weight: 600; color: var(--color-primary-dark); }
.form-field input,
.form-field select,
.form-field textarea {
  padding: 13px 16px;
  border-radius: 12px;
  border: 1.5px solid var(--color-border);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border var(--transition), box-shadow var(--transition);
  background: #fff;
  color: var(--color-text);
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 4px rgba(11, 111, 209, 0.12);
}
.form-note {
  font-size: 0.82rem;
  color: #8a93a3;
  margin-top: 14px;
}
.form-success {
  display: none;
  background: rgba(37, 211, 102, 0.1);
  border: 1px solid var(--color-whatsapp);
  color: #1a7a41;
  padding: 16px 20px;
  border-radius: var(--radius-md);
  margin-top: 18px;
  font-size: 0.92rem;
}
.form-success.is-visible { display: block; }

/* ---------- Contato: layout ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: start;
}
.contact-info-card {
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 30px;
}
.contact-info-card h4 { color: var(--color-primary-dark); margin: 22px 0 10px; font-size: 1rem; }
.contact-info-card h4:first-child { margin-top: 0; }
.contact-info-card .info-row { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 8px; color: var(--color-text-soft); font-size: 0.92rem; }
.contact-info-card .info-row svg { color: var(--color-primary); flex-shrink: 0; margin-top: 2px; }
.map-placeholder {
  margin-top: 24px;
  border-radius: var(--radius-lg);
  background: var(--color-bg-light);
  border: 2px dashed #ccd6e4;
  height: 220px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #8a93a3;
  font-size: 0.9rem;
  text-align: center;
  padding: 20px;
}

/* ---------- Modal de cotação (Auto/Moto/Consórcio) ---------- */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(9, 18, 32, 0.6);
  backdrop-filter: blur(4px);
  z-index: 900;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal-overlay.is-visible { display: flex; }

.modal-box {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  max-width: 560px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  padding: 32px;
  position: relative;
  box-shadow: 0 30px 70px rgba(0,0,0,0.35);
}

.modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--color-bg-light);
  color: var(--color-text);
  font-size: 1.3rem;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
}
.modal-close:hover { background: var(--color-border); }

.modal-box h3 {
  color: var(--color-primary-dark);
  font-size: 1.3rem;
  margin-bottom: 6px;
  padding-right: 40px;
}
.modal-box p.modal-subtitle { color: var(--color-text-soft); font-size: 0.92rem; margin-bottom: 22px; }

/* ---------- Placeholder note (dev) ---------- */
.placeholder-note {
  display: inline-block;
  background: #FFF4E5;
  border: 1px solid #FFD9A0;
  color: #8a5a00;
  font-size: 0.78rem;
  padding: 3px 10px;
  border-radius: 6px;
  margin-left: 8px;
  font-weight: 600;
  vertical-align: middle;
}

/* ---------- Reveal animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal.is-visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .whatsapp-float { animation: none; }
  .logo-track { animation: none; }
}

/* ==========================================================================
   Responsivo
   ========================================================================== */
@media (max-width: 980px) {
  .nav { display: none; }
  .menu-toggle { display: flex; }

  .header.is-open .nav {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    padding: 12px;
    box-shadow: var(--shadow-soft);
    gap: 2px;
  }
  .header.is-open .nav a { padding: 12px 14px; border-radius: 10px; }
  .nav-dropdown__menu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: none; display: none; padding-left: 12px; }
  .nav-dropdown.is-open .nav-dropdown__menu { display: block; }

  .hero__grid { grid-template-columns: 1fr; text-align: center; }
  .hero p { margin-inline: auto; }
  .hero__actions { justify-content: center; }
  .hero__art { display: none; }

  .grid--4 { grid-template-columns: repeat(2, 1fr); }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
  .partners-grid { grid-template-columns: repeat(3, 1fr); }
  .logo-badge { min-width: 170px; height: 110px; padding: 0 16px; }
  .logo-badge img { max-height: 94px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .header__actions .nav-cta { padding: 8px 14px; font-size: 0.78rem; }
  .logo__img { height: 32px; }
  .section { padding: 64px 0; }
  .grid--4, .grid--3, .grid--2 { grid-template-columns: 1fr; }
  .partners-grid { grid-template-columns: repeat(2, 1fr); }
  .logo-badge { min-width: 0; height: 90px; padding: 0 10px; }
  .logo-badge img { max-height: 74px; }
  .stats { grid-template-columns: 1fr 1fr; padding: 14px; }
  .stats > div { padding: 22px 12px; }
  .steps { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 28px; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .cookie-banner { left: 12px; right: 12px; bottom: 12px; padding: 18px 20px; }
  .whatsapp-float { width: 54px; height: 54px; bottom: 16px; right: 16px; }
}